How to Finance an Audi

1. Call dealers in your area and online. There are many ways to find the Audi of your choice. The best way to find your perfect Audi is by searching far and wide (and using multiple resources both online and in person). Do not let the financing aspect influence your decision--that can be worked out once you find the car you want.
2. Sit down with an authorized Audi finance counselor. Usually these counselors are only available at Audi dealerships. These professionals can walk you through the application process, the options and how your credit affects your prospective loan. You will have the option to either lease or purchase.
3. Ask for a complete breakdown of offers from the Audi counselor once you complete your application. You will likely be given several options for term (length of loan), interest rate and payment. Ask the loan counselor to run through your credit qualifications so that you understand the fees and rate involved.
4. Call a few local lenders and finance companies to get more options. Most credit unions, banks and finance companies offer some sort of auto financing. Fill out applications with these lenders. Narrow down what you think you can afford on the Audi payment--in terms of payment and term.
5. Pick an offer--either with a private lender or an Audi dealership--and turn down all other pending auto finance applications. Provide the winning loan officer with your income documents (pay stubs and W-2s) to complete the pre-approval and approval paperwork. Make sure to bring the down payment on the Audi (if applicable) to the loan closing.